The Law Office of David A. Fernandez, P.C. announced today that the firm has won hundreds of dismissals, totaling $4.7 Million.
HOUSTON, TX / ACCESSWIRE / November 19, 2021 / In just 400 trials this year, The Law Office of David A. Fernandez, P.C. saved credit card holders and other borrowers more than 4.7 million dollars, Mr. Fernandez reported today.
"We saved a great many more clients even more in negotiations, but in those 400 trials we secured orders dismissing the claims against our clients-the courts either entered judgment that the card issuer, for example, take nothing, or the issuer dropped the suit once we appeared and argued our client's case," Mr. Fernandez explained. "That is an average of $12,000 in debt we eliminated for each client, some much more."
The Law Office of David A. Fernandez has a well-established record of consistent success in helping defendants who have been sued by creditors. Many of the dismissed trials involve "third-party creditors," private businesses who purchase credit card accounts, often for pennies on the dollar, then sue to collect the full amount allegedly owed. "Most of our clients do not even know that their account was purchased, and in many cases the third-party creditor lacks what is called ‘standing' to sue: They cannot prove that they own the account," Mr. Fernandez reports. "We still often obtain a dismissal, because even though they purchased the account, they cannot produce records to prove the alleged debt, since just as our clients do not know who they are, they do not have any actual knowledge of the alleged debt."
The credit crisis of 2008 and the recent lockdowns have resulted in a flood of consumer debt litigation, much of it by little-known companies who purchase in bulk the accounts of more established and well-known financial institutions, then sue to collect. "Often with no notice to the consumer," said Ms. Christina Wilson, a senior attorney for the Law Office of David A. Fernandez. "These companies often do not respect the state and federal consumer protections, or even the rules of procedure and evidence. We hold them to the rules and protect our client's rights, and this often results in their dropping the suit altogether, in judgment for our clients, or in judgments vacated for lack of notice to our clients. In every case we hold these companies to account under the law."
With 400 trials and counting in 2021, there are too many victories to mention. There was a significant commercial case for American Matar International where the court granted a summary judgment and issued a bill of review, vacating the default judgment against American Matar and releasing $150,000 of the client's money back to them, as well as a consumer debt defense case against Bank of America where the court ruled in favor of Fernandez's client, relieving him of more than $15,000 in claims against him.
"We work hard to obtain the best possible results for all of our clients," said Fernandez. "We believe in justice and our law firm will fight for our clients all the way up to the Texas Supreme Court, if necessary."
Owing to his stellar results and litigation experience, as well as his reputation in the community and with peers, David Fernandez was named one of the top civil defense litigators in the country - an award given to less than half a percent of attorneys in the United States. In addition, Fernandez received Martindale-Hubbell's Client Champion - Platinum recognition and the AV Preeminent recognition, the highest peer rating standard.
The Law Office of David A. Fernandez offers free consultations. For more information, please call 713-893-3244.
About The Law Office of David A. Fernandez, P.C.
Established in 1992, the Law Office of David A. Fernandez has successfully defended thousands of clients in consumer debt litigation, including garnishments and other extraordinary collection attempts. Together with his team of talented associates and assistants, Mr. Fernandez protects Texas' citizens from predatory debt collection practices and holds lenders to the highest standards under the law. David A. Fernandez is a member of the Texas Bar Association, Consumer Law Section of the Texas State Bar Association, and State Bar of Texas. For more information, please call 713-893-3244, or visit https://www.yourhoustonconsumerattorney.com/. The law office is located at 2190 N. Loop West, Suite 333, Houston, TX 77018.
SOURCE: David A. Fernandez