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How Drivers Can Save Money on Their Car Insurance During The COVID-19 Pandemic

Wednesday, 22 April 2020 12:10 PM

Internet Marketing Company

LOS ANGELES, CA / ACCESSWIRE / April 22, 2020 / ( is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website offers car insurance info about different coverage types, available discounts, and money-saving tips.

This is a scary time to live for everyone, as the novel coronavirus makes its way around the world, and it's disrupting everyone's normal lives. More and more states are issuing stay-at-home orders. In this time of crisis, there are fewer cars on the road, fewer accidents, and there is less need to have top-tier auto insurance for many people. When it comes to coronavirus and car insurance, many drivers are wondering how to pay less on their premiums if they are not using their cars that often.

In these challenging times, drivers and insurance companies have to adapt and make a few changes. Saving money on insurance is now a top priority for many. Fortunately, there are several ways to lower car insurance premiums:

Internet Marketing Company, Wednesday, April 22, 2020, Press release picture

  • Major car insurance companies have pledged to offer refunds to their customers. As the car accidents are decreasing due to the fewer cars on the roads, insurance providers are offering refunds. Providers like Allstate, Geico, Progressive, American Family, Nationwide, and others have different plans to help their customers get back a part of their premiums paid in April and May. Also, The Consumer Federation of America (CFA) has urged all insurers to provide paybacks to their drivers. In cities like New York and Los Angeles, traffic has decreased 92 percent and 73 percent, respectively and there are fewer car accidents.
  • Changing the current car insurance coverage can lower the premiums. Drivers can adjust their coverage to save money on their monthly premiums. Drivers who use their cars less often should contact their insurers and check if they can get a lower bill if they drive fewer miles. Also, drivers can change their coverage limits to save more money.
  • Making a payment during this crisis is not that hard. Most large insurance providers have mobile apps that can help drivers make a payment or even file a claim. Some providers are relying more heavily on virtual inspection tools and video chats to assess damages.
  • Most insurers have paused cancellation of policies due to non-payment. This is a good thing for drivers who are financially struggling in this period. However, this measure is temporary and insurers say that their pausing of late fees and cut-offs will end when the coronavirus crisis ends as well.
  • Canceling car insurance to save money is not recommended. Most states require minimum liability auto insurance. Drivers who need to leave their homes for reasons such as picking up food or going to a medical appointment will need insurance to avoid paying money from their own pockets if they get involved in a car accident.
  • Consider keeping comprehensive coverage. Weather events like hail storms or heavy winds that can cause a tree branch to fall onto a vehicle and damage it are covered by comprehensive insurance. Also, thieves don't care about the coronavirus and can easily steal an unattended vehicle.
  • Check the pay-per-mile auto insurance plans. Drivers who foresee that they will not use their vehicles too often for a long period of time should explore this option. Pay-per-mile auto insurance is mostly purchased for back-up vehicles that aren't used on a daily basis or by people who work really close to home and rarely travel.
  • Drivers who use their vehicles for ridesharing or to deliver supplies may need special insurance. Drivers who are making food deliveries may need business car insurance for food delivery. This is because the vehicle is used more frequently while working. In this situation, drivers need to purchase separate commercial insurance that takes over when they start the delivery and drops when they complete it. However, some companies are now taking special considerations with COVID-19 and are covering the vehicle for an accident that may occur while working. Some are covering customers who use their personal vehicles to deliver medicine, food, and other goods professionally, and others are providing coverage for most restaurants and retailers who are now doing business by delivery.

For additional info, money-saving tips and free car insurance quotes, visit is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

"This is a tough time for everyone, but relentless forward progress is the answer. For some, it might take time to adjust to the new realities, but nonetheless, all the measures that are taken are essential to overcome the current crisis", said Gurgu C, Project Manager of Internet Marketing Company.


Company Name: Internet Marketing Company
Person for contact: Gurgu C
Phone Number: (818) 359-3898
Email: [email protected]

SOURCE: Internet Marketing Company

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