PHILADELPHIA, PA / ACCESSWIRE / April 26, 2015 / Rand Spear, a leading Philadelphia Auto Accident Lawyer, educates victims of car accidents about getting injured in a car accident. Especially when it's not your fault you have the right to make a claim for compensation and benefits. These can be used to pay for your medical bills and urgent financial needs which occurred because of the accident.
Knowing your rights and the process you need to follow to claim your compensation is of utmost importance. But, where do you need to begin? Who do you need to contact? How much compensation can you claim? These are just a few questions that you need to ask so that you can move forward and take the next step to get full compensation.
What is the First Step You Need to Take to Get Your Compensation?
Before filing a claim or getting a lawyer, the very first thing you need to do is to equip yourself with all the evidence, documents, and information about the accident. This will help you to easily verify and validate your claim so that you can receive your compensation quickly says Rand Spear.
- Get the plate number of the car, the insurance company information from the driver, the contact number of the driver, and any useful information you can get your hands on about the party that caused the accident.
- Inform the police about the accident. File a report about it.
- Get yourself checked for physical injuries. If you are seriously injured the hospital record will vouch for it.
- Record all costs that were incurred because of the accident. These will serve as your primary evidence for your compensation claim.
Also, don't forget to take photos of the cars and where the accident happened. If you are not seriously injured, you can take them yourself. But if you are in bad shape, then you can ask someone who you trust to get the photos.
Who Do You Need to Contact?
The smartest move is to contact a reputable car accident lawyer first. Talking with an insurance adjuster would lessen the chance of getting full compensation. The need to speak to and get legal advice from personal injury experts is crucial if you want to get full compensation with as little delay as possible. Rand Spear, a highly respected car accident lawyer in Philadelphia, highlights this issue in a statement on his website.
"If you have been injured in an automobile wreck, it is wise not to speak to insurance adjusters right away. The insurance companies are not there to protect you. Instead, they will try to settle claims as cheaply as possible. If they get to you before your injuries have developed or before your treatment has been completed they will surely undervalue your claim."
He then assures his potential clients that contacting him and his associates is not a problem because their law firm is the one who can offer them the help that they need.
"We will come to you. We will visit you when and where it's most convenient. We understand that getting around after an accident is never easy. Often times, mobility is impaired because of medical or logistical reasons."
The Top Compensation and Benefits You Should Claim
According to Rand Spear (http://www.randspear.com/car-accidents.php), these are the top compensation and benefits required by law that the insurance should pay to you.
1. Medical Coverage – This should cover the compensation of the medical professionals who treated your injuries along with the hospital, ambulance and any other care givers.
2. Property Damage Coverage – This covers the payment for your damaged car or the overall total of its value.
3. Lost Wage Coverage – This covers payment for the time you missed at work.
4. Compensation Not Paid by Your Insurance – This refers to the insurance of the driver who hit you or your car. This is quite helpful if you have little or no insurance coverage.
5. Economic Benefits – These include past or future lost wages, unpaid medical bills, unpaid property damage or losses to a vehicle.
6. Non-economic Benefits – These include pain and suffering, loss of life’s pleasures and the embarrassment and humiliation such injuries may cause.
7. Assigned Claims Plans – This is a fund set-up to help you get financial assistance if the driver who is at fault or the one who injured you has no insurance or is underinsured.
The last two benefits are for permanent disability and economic damages.
By fully knowing the top compensation and benefits you can receive from your insurance and from the insurance of the person who caused your injury, you'll have greater chances of being compensated completely. If you badly need to discuss your situation with a lawyer, you can avail yourself of a free legal consultation with Rand Spear and his associates by contacting them directly at 888-373-4LAW or 800-985-2424.
Media Contact:
Qamar Zaman
Oxygen Marketing LLC
972.437.8942
SOURCE: Rand Spear the Accident Lawyer