ROTHAlternativePlan.com has defied convention in the Retirement marketplace with the release of the Non-Qualified "ROTH Alternative" Plan allowing unlimited contributions - a high yield savings / retirement plan with lifetime tax-free access available to all participants. Further information can be found at www.ROTHAlternativePlan.com.
TULSA, OK / ACCESSWIRE / January 11, 2017 / Earlier today, ROTHAlternativePlan.com announced the release of the Non-Qualified "ROTH Alternative" Plan – it's new high-yield savings / retirement plan option, which has been in development since early 2015. The new product offers strong historical look-back yield that exceeds the 20 year, 30 year, and 40 year average S&P 500 yield performance. This strong performance is the result of a hybrid investment strategy that "locks-in" the yield each year, secure from future market risk, thus providing account security at the highest level while still providing market-linked returns on that balance. The strategy is housed within a tax-favored contract under IRC 7702 providing extreme tax-efficiency. … but it does so, with a difference.
Thomas Robertson, CEO at ROTH Alternative Plan, LLC. says: "We wanted to try something new with ROTHAlternativePlan.com. Anyone familiar with the Retirement market is aware the traditional Qualified ROTH Plan has multiple severe regulatory limitations regarding participation, contributions, and barriers to access. This is a problem because these limitations block participants from accumulating sufficient plan assets to materially impact their retirement."
So, as a welcome breath of fresh air, ROTH Alternative Plan will instead replace those limitations with extreme tax-favored flexibility. Unlike the traditional Qualified ROTH plan: • There is no disqualifying "cap" on participant's earnings • There is no regulatory "cap" on contributions • There is no pre-age 59½ tax penalty for early withdrawals • There is no age 70½ RMD (Required Minimum Distribution) • The Non-Qualified approach allows discriminatory planning with employers able to establish the plan for just themselves and / or selected key employees (including a non-employee spouse) • The plan offers creditor / lawsuit protection in most States (notably NOT California), and • Tax deferred growth with limited tax-free access for life. The plan is a State-regulated plan which primarily conducts oversight on safety of assets rather than limiting participants' contributions or access.
Robertson also said "We wanted to give participants absolute ownership and control of their plan, with immediate and ongoing tax-free access. In doing so, we allow participants to use this as a strong business reserve account for their small businesses, or a tax-favored lifetime family savings account without the Federal Plan's tax-penalty structure. Plan funds can be used for college funding, business equipment funding, or any other reasonable purpose. However, we STRONGLY urge participants to repay funds borrowed from the plan because it is THEIR money, and the ultimate goal is to provide a strong tax-free retirement when they reach that time. With the "ROTH Alternative" Plan, they have a fresh new possibility. If they have accumulated enough and want to retire at age 50, they can do so under this plan without penalty – an option that simply does NOT exist under ANY traditional Federally Qualified plan.
This plan is a particular boon to Millennials due to the strong growth strategy, but also provides an opportunity for baby boomers and Gen X to "catch-up" on missed deposits with the unlimited contribution limitation. We are pleased to offer this significant improvement for our customers and we believe our customers will be happier with the security of locking-in the performance each year without exposure to market volatility. No more sleepless nights when the market drops inexplicably. The plan's hedged-index strategy is designed so that participant's see gains if the market goes up through the year but they CANNOT lose if the market goes down, thanks to the locked-in status of the principal. We believe this simple yet safe and secure strategy will fit some portion of the investment portfolio goal for the vast majority of investors in the marketplace." More information is available at the website and the company provides a free e-book, entitled "The Unfair Advantage", by request.
Thomas Robertson, Founder / CEO, has worked in the industry for over 40 years and is a third generation practitioner. His Linkedin profile is available at www.linkedin.com/in/tomrobertson2.
ROTH Alternative Plan.com has launched and the product is available today online at www.ROTHAlternativePlan.com. To learn more, it's possible to visit www.ROTHAlternativePlan.com.
For further information about ROTH Alternative Plan.com, all can be discovered at www.ROTHAlternativePlan.com.
For more information, please visit http://www.ROTHAlternativePlan.com
Contact Info:
Name: Thomas Robertson
Email: [email protected]
Organization: ROTHAlternativePlan.com
Address: 9606 S Maplewood Ave, Tulsa, 74137 United States
Phone: +1-877-788-3311
SOURCE: ROTHAlternativePlan.com